1: What is the ebanc NetVantage Account?

The ebanc NetVantage Account is our premier level account linked to 24/7 instant access to Onebanc. The ebanc NetVantage Account was designed to make your banking easier, more efficient and more rewarding than ever. Our fully integrated suite of state-of-the-art, best-in-class, online and ATM banking services delivers maximum control of your 24/7 banking while providing a host of value-added benefits. It’s the ultimate in banking your way, on your time.

2: What are the benefits of the ebanc NetVantage Account?

For qualified accounts the benefits include:

• Free Internet Banking with free Unlimited Online Bill Pay and personalized alerts,
• High-Yield (currently 1.01% APY) Interest Checking
• ATM ANYWHERE for Free ATM’s nationwide.(All third party surcharges refunded).
• e-statements with online check images
• First order of personalized checks (limited designs).

3: Is there a minimum balance requirement to obtain the NetVantage Account APY Rate and the Free ATM ANYWHERE feature?

A minimum monthly account balance requirement of $1,000 must be maintained to earn advertised interest rate (currently 1.01%) and avoid monthly account service fee of $15.00 per month. If the account balance falls below the required minimum balance at any time during the month the account will earn 0 % (Zero %) APY for that month.

To qualify for the NetVantage Account you must agree to the terms and conditions of Online Banking and Bill Pay and minimum balance requirements. Your NetVantage Account package will then be free of monthly service fees.

4: Can I use my ATM/Debit Card at Any ATM Nationwide Free of Charge?

Yes, for qualifying ebanc account holders, the NetVantage Account features our ATM ANYWHERE benefit. Onebanc will not charge you a fee for using any ATM nationwide. Free ATM ANYWHERE means that Onebac will apply a refund directly to your account when you incur fees that other banks or operators may charge you for using their ATM’s when the Onebanc Visa™ Debit is used.

5: What is the Onecard ATM/Debit Card.

The Onecard is the Onebanc Visa™ Debit card. To obtain the Onebanc Visa™ Debit you must be a Onebanc account holder, subject to credit approval. No annual fee, no interest and no finance charges apply.

With the Onebanc Visa™ Debit you can replace your ATM card and checks with one easy-to-use card. Access your checking or bank deposit account directly, with unsurpassed convenience, control and reliability.

Learn More

6: What are e-statements?

An e-statement is an electronic version of a paper statement. It contains the exact same information and images as the paper statement. Instead of receiving your account statement via mail, you will log on to our secure site to retrieve the statement electronically.

Onebanc e-statements offer an attractive solution for online customers. Personal and business banking customers are notified immediately when statements are ready, can view their statement whenever and from wherever they'd like, and they don't have to worry about dealing with a paper-based statement while reducing the risk of financial information being exposed when paper statements are mailed or discarded.

e-statements FAQ

7: Can I open a joint account?

Yes.

8: Is my money insured?

Yes, Bank deposits are FDIC insured up to $250,000.

9: How do I apply for the ebanc NetVantage Account?

If you are not currently a Onebanc account holder you must apply in person at any of our branch locations. You can not open this account over-the-phone or online.

For current Onebanc account holders you may contact one of our ebanc Customer Service Associates or visit any of our branch locations.