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Our home equity loans are powerful, flexible financing tools that allow you to make the most of the equity you've built in your home.

Home Equity Loan or Home Equity Line of Credit?
Home Equity Lines of Credit
A revolving line of credit secured by the equity in your residence--it’s a flexible, reusable way of financing.

Home Equity Loan
An installment loan secured by the equity in your residence

We’re here to help you make the choice that’s right for you.

 
Home Equity Lines of Credit.
If you're already a homeowner and you are considering a loan for a current need and would like the flexibility of being able to use it for future needs, a Home Equity Line of Credit may be the ideal solution for you. You'll have the money you need now and the comfort of knowing you have the flexibility of the line of credit to use anytime over the established period.

The Home Equity Credit Line allows you to borrow as needed, whenever you want, up to your loan limit. The rates are lower than most other loans because your credit line is based on the value of your home. Other features include:
 
  • Variable Interest Rate
  • Flexible payment terms. You'll only pay the interest on the amount you actually draw from your established line of credit. Pay off your loan at any time, as quickly as you want, with no prepayment fees.
  • Interest paid may be tax deductible (check with your tax adviser).
  • Drawing on your line of credit is easy. Just contact your account officer.
  • Loan Amount of Up To 100% of your Equity Value
 
Home Equity Loan


Take Advantage of the Equity In Your Home. An installment loan secured by the equity in your residence

A Onebanc Home Equity Loan is a lump sum loan with a fixed interest rate for the period of the loan. A defined payback period is set at the beginning of the loan.

It can be used for any purpose: buy a car, consolidate debts, college education, make your home more secure or comfortable. Maybe it's time to replace the roof, add a room or add the backyard landscaping you've always wanted. Other features include:
  • Interest may be tax deductible (check with your tax adviser).
  • Loan Amount of Up To 100% of your Equity Value.
Contact A Onebanc Home Equity Specialist today.
 

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